Less-Than-Perfect-Credit? We can help!
Overview
If your credit is less than perfect, you're not alone. A recent study by the Mortgage Bankers Association of America revealed some startling facts: Of 100 people who applied for a standard 30 year fixed rate mortgage through traditional lending avenues (bank, savings & loans, credit unions, etc.) less than 40% qualified for that loan. That leaves 60%+ who were forced to seek alternative real estate financing solutions.
I. Credit issues that can prevent you from obtaining a traditional lending profile include:
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Late payments - Home loans, car loans, credit cards, etc.
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Collections
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Charge-Offs
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Judgments (Also called Abstracts of Judgment)
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Bankruptcy / Consumer Credit Counseling
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Foreclosure
These items, unless paid off and/or eliminated, will not go away and will continue to prevent you from realizing your best financial future.
We help people with less-than-perfect credit attain the American Dream of homeownership. We welcome the opportunity to consult with you about your credit score and to advise you about the means of raising your score to secure the best financing possible.
We highly recommend that you consult with us even six months before you are ready to purchase a home. This gives you time to make any necessary payments or adjustments so that when the time arrives, you are properly prepared to get the home of your dreams at a competitive interest rate. It is beneficial to speak with Carl Spiteri, Mortgage Consultant, as soon as a home purchase or refinance is being considered.
TO REQUEST A FREE COPY OF THE SECRET GUIDE TO UNDERSTANDING YOUR CREDIT RATING, SCORES AND REPORTS please call us at (800) 496-4044.
